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ACAMS CAMS7 中文 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Understanding Risks and Methods of Financial Crime | 26% | - Sanctions regimes and compliance risks
|
| Topic 2: Global Anti-Financial Crime Frameworks, Governance and Regulations | 24% | - Governance, accountability and ethics
|
| Topic 3: Tools, Technologies and Investigations | 22% | - Investigation processes and evidence handling
|
| Topic 4: Building and Managing Anti-Financial Crime Compliance Programs | 28% | - Monitoring, reporting and record keeping
- Program framework and policies
|
ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版) Sample Questions:
當將新技術應用於反洗錢時,應用程式介面 (API) 允許:
- A. 不同的應用程式連接和通訊
- B. 透過人工智慧 (AI) 和生物辨識技術進行身份驗證
- C. 入職期間的快速 CDD 與顧客特徵分析
- D. 行動裝置上的數位識別
Correct Answer: A 🗳️
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下列哪一種公司結構由於透明度降低而具有更高的洗錢風險? (選擇三項。)
- A. 在避稅天堂管轄區內沒有開展任何業務的私人公司
- B. 在當地司法管轄區擁有名義股東和董事的公司
- C. 在外國司法管轄區註冊成立的有限責任公司
- D. 在避稅天堂註冊成立的無記名股票公司
- E. 一家在嚴格保密法的避稅天堂管轄區註冊成立的私人投資公司
Correct Answer: B,C,D 🗳️
金融行動特別工作小組 (FATF) 的主要目標是:(選擇兩個。)
- A. 對各國立法和法律進行調查,以防止其被用於洗錢和恐怖主義融資。
- B. 評估和監督對 FATF 標準的遵守情況並提供改進建議。
- C. 協助各國實施歐盟、聯合國和區域制裁制度。
- D. 制定並推廣防止洗錢和恐怖主義融資的國際標準。
- E. 確保各國遵守其法律以維護金融穩定。
Correct Answer: B,D 🗳️
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金融機構在遵守制裁要求時應採取哪些步驟?
- A. 採用自動篩選系統偵測指定人員和實體。
- B. 一旦董事會批准此決定,即凍結指定個人和實體的資金或資產。
- C. 如果現有客戶成為受制裁實體,則將風險狀況更改為“高風險”,並繼續監控進一步的交易。
- D. 對制裁名單上的禁止實體進行加強盡職調查。
Correct Answer: A 🗳️
在美國,哪項法規是反洗錢/反恐融資立法的基石,要求金融機構建立和維護健全的反洗錢計劃,包括客戶識別和盡職調查程序,以及向金融犯罪執法網絡 (FinCEN) 記錄和報告某些交易?
- A. 美國愛國者法案
- B. 《反洗錢控制法》(MLCA)
- C. 銀行保密法(BSA)
- D. 加密資產市場監管(MiCA)
Correct Answer: C 🗳️
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