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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. A temporary insurance producer license may be initially issued for a maximum of:

A) 365 days
B) 30 days
C) 180 days
D) 90 days

2. Which activity does NOT require an insurance producer's license?

A) Underwriting
B) Selling
C) Soliciting
D) Negotiating

3. When the Commissioner believes a producer has violated an insurance law, the Commissioner has the authority to:

A) Issue a cease and desist order against the producer after a hearing
B) Cancel the producer's fiduciary responsibility
C) Increase the producer's continuing education requirement
D) Terminate the producer's appointment

4. A group health insurance Certificate of Coverage is

A) issued in lieu of a policy.
B) issued to the policyowner as proof of coverage.
C) given to the employee as proof of coverage.
D) only provided to an employer

5. Under traditional fixed annuity contracts, the party who assumes the investment risk is the

A) insurer.
B) beneficiary.
C) contract owner
D) annuitant.

Solutions: