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ACAMS CAMS7 Korean Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Understanding Risks and Methods of Financial Crime | 30% | - Financial Crime Risks related to real estate - Financial Crime Risks related to Politically Exposed Persons (PEPs) and high-risk customers - Financial Crime Risks related to insurance products - Financial Crime Risks related to products within other financial sectors - Financial Crime Risks related to gaming and gambling - Financial Crime Risks related to MSBs, PSPs, and ecommerce platforms - Financial Crime Risks related to VASPs, cryptoassets, and related products - Financial Crime Risks related to trusts and company service providers - Financial Crime Risks related to gatekeepers |
| Topic 2: Global AFC Frameworks, Governance and Regulations | - AML Regulatory Framework (Elective options: Canada, EU, UK, USA) | |
| Topic 3: Tools and Technologies to Fight Financial Crime | ||
| Topic 4: Building an AFC Compliance Program |
ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7 Korean Version) Sample Questions:
KYC/CDD 프로세스의 일환으로 정치적으로 노출된 인물(PEP)의 "가족 구성원"이나 "친밀한 동료"를 식별하는 것이 필수적입니다. 그 이유는 다음과 같은 사람들이 있을 수 있기 때문입니다.
- A. PEP의 소재와 숨겨진 자산에 대한 추가 정보를 제공할 수 있는 입장입니다.
- B. 휴가철에 해외 관할권으로 여행하는 경우가 많아 AML 위험에 더 많이 노출됩니다.
- C. 뇌물이나 부패를 조장하거나 PEP의 불법적 부를 은폐하기 위한 중개자로 사용됩니다.
- D. PEP의 재산에 걸맞지 않는 자체 사업을 위해 국경 간 거래를 실행합니다.
Correct Answer: C 🗳️
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무역 금융 고객은 시장 가격보다 훨씬 높은 가격으로 상품을 반복적으로 수입합니다.
이것은 어떤 유형론을 나타내는 것일까요?
- A. 스머핑
- B. 주택담보대출 사기
- C. 무역 기반 자금 세탁
- D. 사이버 갈취
Correct Answer: C 🗳️
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다음 중 FATF가 금융 기관과 지정된 비금융 기업 및 직업(DNFPB)이 외국의 정치적으로 노출된 인물(PEP)과의 사업 관계에서 발생하는 위험을 완화하기 위해 취해야 한다고 권고하는 조치는 무엇입니까?
- A. PEP 감지를 돕기 위해 상업용 데이터베이스를 구독하세요.
- B. 자동화 시스템에서 PEP 계정에 대한 거래 모니터링 임계값을 높여 더 높은 거래 가치와 복잡한 법적 수단 및 재무 구조를 고려합니다.
- C. 사업 관계 시작 또는 지속을 위해 신중 규제 기관의 승인이 필요합니다.
- D. PEP의 부의 원천과 자금의 원천을 이해하기 위한 프로세스를 수립하고 정기적으로 그 이해를 새롭게 합니다.
Correct Answer: D 🗳️
고객 실사(CDD)의 일환으로 고객을 선별하는 데 사용될 것으로 예상되는 외부 데이터 소스의 유형은 무엇입니까? (세 가지를 선택하십시오.)
- A. 실소유자 등록부 및 부정적인 언론 보도
- B. 미국 재무부 해외자산통제국(OFAC)에서 발행한 목록을 포함한 제재 목록
- C. 고객 피드백 및 온라인 리뷰 플랫폼
- D. 라이프스타일과 소비 습관을 평가하기 위한 소셜 미디어 프로필
- E. 도난 또는 위조 문서 등록부(있는 경우)
Correct Answer: A,B,E 🗳️
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다음 중 AML/CFT 프로그램의 적용에 영향을 미치고 금융 기관(r" Is)이 여러 가지 준수 요구 사항을 균형 있게 조정하도록 요구하는 법률이나 규정은 무엇입니까?
- A. 환경, 사회 및 거버넌스(ESG) 프레임워크는 Fl의 위험 관리 전략에 영향을 미칠 수 있지만 일반적으로 핵심 AML/CFT 규정 준수 요구 사항과 별도로 간주됩니다.
- B. AML/CFT 법률은 금융기관의 주요 관심사이며 데이터 개인정보 보호 및 소비자 보호와 같은 기타 규정은 금융기관의 규정 준수 의무에 간접적으로만 영향을 미칠 수 있습니다.
- C. 데이터 개인정보 보호법은 고객 정보 공유를 제한할 수 있는 반면, 금융 포용 이니셔티브는 금융기관이 취약 계층을 배제할 수 있는 과도한 위험 감소를 피하도록 요구합니다.
- D. 소비자 보호법은 고객 불만이나 분쟁을 처리할 때 AML/CFT 요구 사항과 교차할 수 있으며, 이는 금융 기관이 규정 준수 프로그램을 구현하는 방식에 영향을 미칠 가능성이 있습니다.
Correct Answer: C 🗳️
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